Tax Saving

ELSS Tax Saving Funds

Combine tax savings under Section 80C with equity market growth potential through Equity Linked Savings Schemes.

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ELSS Tax Saving Funds

Save Tax, Build Wealth

ELSS funds are the only mutual fund category eligible for tax deduction under Section 80C of the Income Tax Act, up to ₹1.5 lakh per financial year. With the shortest lock-in period among 80C instruments at just 3 years, ELSS offers a compelling combination of tax savings and wealth creation potential.

RK Investment advisors help you select ELSS funds that balance growth potential with manageable risk, ensuring your tax-saving investments contribute meaningfully to your overall financial plan.

Save Tax, Build Wealth

ELSS Fund Benefits

Section 80C Deduction

Claim deduction up to ₹1.5 lakh annually, reducing your taxable income significantly.

Shortest Lock-In

Only 3-year lock-in compared to 5-15 years for other 80C instruments like PPF and NSC.

Equity Growth Potential

Higher return potential than traditional tax-saving fixed-income instruments.

How It Works

Plan

Determine your 80C investment amount before the financial year ends.

Select ELSS

Choose from our curated ELSS funds based on performance and risk metrics.

Invest

Invest via lump sum or SIP before March 31 for current year deduction.

Hold & Grow

Remain invested beyond lock-in for continued compounding benefits.

Key Benefits

Dual benefit of tax saving and wealth creation
SIP option for disciplined tax planning throughout the year
No tax on long-term capital gains up to ₹1.25 lakh annually
Professional equity management by fund houses
Flexibility to redeem after 3-year lock-in
Ideal for salaried professionals in higher tax brackets
FAQs

Common Questions

Investing ₹1.5 lakh in ELSS can save up to ₹46,800 in taxes annually for those in the 30% tax bracket (including cess).
Yes, each SIP installment has its own 3-year lock-in. After lock-in, units can be redeemed partially or fully without exit load in most schemes.

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